Homes today run the gamut from 250 square foot Tiny Homes to 25,000 square foot Mansions. Somehow insurance professionals need to find the right way to insure them all. Partly due to skyrocketing real estate prices, but also due to concerns for the environment, and a yearning for a simpler life, the tiny homes movement has taken off, and with it, concerns about the proper way to insure tiny structures. While insurance products readily exist to cover heritage and high-value homes, concerns about underinsurance and replacement cost value are extremely common. Heritage homes have many unique characteristics (think hand-carved elements) that are difficult to assess and include in property evaluations, while high-value properties often raise questions about whether adequate replacement cost coverage is in place. We can’t forget Airbnb & VRBO as well as seasonal and secondary homes! In this two-hour webinar, we will cover underwriting considerations, new insurance products and their features, and claims examples.

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