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Question 1 of 7

1. Question

Which of the following is not an insurable risk?

The loss of capital due to the failure of the insured’s business
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A loss arising out of damage to a stranger’s property because of an insured’s careless conduct
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The loss of business profits while a business is closed for reconstruction after a fire
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A and C above.
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Question 2 of 7

2. Question

Gambling is a good example of:

Insurable Risk
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Speculative Risk
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Pure Risk
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Personal Risk
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Question 3 of 7

3. Question

Risk Is

An insured peril
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The uncertainty regarding a loss
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Speculative in nature
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The same as a hazard
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Question 4 of 7

4. Question

Insurers achieve a spread of risk by doing which of the following?

Having customers distributed over many locations
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By writing insurance on as few classes of risk as possible
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Limited their volume of business to avoid exposure to loss
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None of the above
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Question 5 of 7

5. Question

Fortuitous means …

Fortunate
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Accidental
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In the future
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Compensatory
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Question 6 of 7

6. Question

An exceptionally high standard of honesty is implied by which of the following…

Misrepresentation
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Utmost good faith
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An application
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An oral Contract
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Question 7 of 7

7. Question

Which of the following is a moral hazard?

A slippery set of stairs
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A bare electrical wire
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An insured who regularly gets intoxicated and smokes in bed?
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An improperly installed wood stove
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Melanie is delighted to be recognized as winner of the INSURANCE BUSINESS CANADA Elite Women 2022 Award in recognition for outstanding performance and dedicated service.

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