Demystifying Subscription Policies What in the world is a subscription policy? In a nutshell, it is a policy where two or more insurance companies agree to rating and coverage, at a split percentage between the insurers, to total one hundred percent of the required...
Experts agree that the sharing economy is expected to grow, and as it does, it will continue to challenge industries, including the p&c insurance industry. Join us as we discuss the sharing economy with respect to automobile (ridesharing versus car sharing) and...
Employee lawsuits are becoming more and more common in the workplace. Employment Practices Liability Insurance (EPLI) focuses on financial loss resulting from discrimination, harassment, wrongful termination, and other employment-related claims not covered by WSIB....
Pollution exclusions are challenging to even the seasoned insurance professional. It all starts with understanding the Pollution Exclusion under the CGL. The CGL policy provides very little pollution coverage, particularly in the area of cleanup or remediation, which...
Liquor consumption in social settings can increase the exposures for liability insurers, both in commercial settings and in homes. Insurance professionals from brokers, to underwriters to adjusters, must balance between confirming coverage and exclusions....
