Indicate which section the following 14 scenarios would be covered under Section 6 – Direct Compensation Property Damage or Section 7 – Loss or Damage to Owned Vehicles.
Select from the following choices
Not covered
Direct Compensation Property Damage
Specified Perils
Comprehensive
Collision
All Perils
Note that some questions will have TWO valid answers, you must select them both to pass.
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Question 1 of 14
1. Question
Loss of use of the insured vehicle due to damage in an accident with a third party vehicle where the insured was not at fault.
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Question 2 of 14
2. Question
Damage to personal property owned by the insured’s employer that was being carried in the insured vehicle and was damaged in a two-vehicle collision.
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Question 3 of 14
3. Question
Damage caused to one automobile while being towed by a second automobile owned by someone else.
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Question 4 of 14
4. Question
Damage by collision with a live moose on the highway.
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Question 5 of 14
5. Question
Damage by material dropped off a building.
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Question 6 of 14
6. Question
Damage caused by falling masonry in an earthquake.
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Question 7 of 14
7. Question
Damage to the underside of an automobile due to running over lumber that had dropped off a truck.
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Question 8 of 14
8. Question
Theft of an automobile by a fellow roomer in the insured’s residence.
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Question 9 of 14
9. Question
Cost of decontamination of an automobile following an escape of radioactive material.
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Question 10 of 14
10. Question
Shotgun damage to a parked automobile.
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Question 11 of 14
11. Question
Damage caused to the fixtures of a mobile camper (of the Winnebago type) in a not at-fault collision.
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Question 12 of 14
12. Question
Tires that need to be replaced due to wear.
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Question 13 of 14
13. Question
Theft of CD’s from a case stored in the trunk of an automobile.
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Question 14 of 14
14. Question
Damage caused by collision of the insured automobile with a tree.
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